SMART UPI is a UPI QR generation platform that allows businesses and developers to generate dynamic UPI QR codes using their own merchant account or UPI ID.
No. SMART UPI is not a payment gateway, payment aggregator, bank, or financial institution. We only provide UPI QR generation and related tools.
Yes. For business use, we recommend using a verified merchant account such as Paytm Business or BharatPe Merchant.
Yes. Paytm Business merchant accounts are supported and can be used for QR code generation.
Yes. BharatPe merchant accounts are supported and can be used with SMART UPI services.
Generated QR codes work with major UPI applications including Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, BharatPe, and other UPI-supported apps.
No. SMART UPI does not charge transaction fees. You only pay for your selected subscription plan.
No. Payments are processed directly between the payer and the receiver through UPI. SMART UPI never holds, processes, or settles funds.
After your subscription expires, API access and dashboard features may be limited until the plan is renewed.
You can contact our support team through WhatsApp for account, API integration, setup assistance, and technical support.